Which of the following statements about creditable prescription drug coverage is true?

The statement indicating that all of the above statements are true is accurate because it encompasses essential aspects of creditable prescription drug coverage.

Creditable prescription drug coverage refers to a prescription drug plan that is expected to pay, on average, at least as much as the standard Medicare prescription drug coverage (Part D). This type of coverage is important because it determines whether beneficiaries will face a late enrollment penalty if they choose to enroll in a Medicare drug plan later.

Understanding the other statements helps clarify why the first option is correct. It is true that members who are enrolled in any part of Medicare, whether Part A or Part B, can have access to creditable coverage. This means that beneficiaries are not limited to just those with Part A. Additionally, while Medicare Part D offers additional coverage, it is not mandatory for all Medicare beneficiaries. Beneficiaries can choose to opt out of it based on having creditable coverage elsewhere.

Lastly, it is not required that creditable coverage offers identical benefits to those of Part D, but it must be comparable overall in cost and coverage. By understanding these nuanced details, it becomes clear why saying that all statements provided are true is not just accurate, but also a summarization of the complex landscape of prescription drug coverage under Medicare