Which of the following is true about the coverage of prescription drugs in Medicare Advantage?

The option that states only some plans offer coverage for prescription drugs is accurate because it reflects the structure of Medicare Advantage plans. While many Medicare Advantage plans do include prescription drug coverage, it is not a universal requirement across all plans. This means that beneficiaries need to carefully evaluate their options when selecting a Medicare Advantage plan to ensure that their specific pharmaceutical needs are met.

The diverse nature of Medicare Advantage plans allows for variations in coverage, and individuals may choose a plan based on personal health needs, costs, and medication types. This flexibility in plan structure often results in certain plans providing robust drug coverage, while others may opt not to include it or may require separate enrollment in a Medicare Part D plan.

The other alternatives incorrectly imply that all plans must provide comprehensive drug coverage or that drug coverage is entirely absent from Medicare Advantage, which does not accurately characterize the offerings available to beneficiaries.