What should members do if they plan to travel and require healthcare under their Anthem plan?

When members of Anthem Medicare Advantage plans are preparing to travel, it is crucial for them to understand the specifics of their coverage, especially in relation to out-of-network providers or services. Checking the coverage details for out-of-network services ensures that they are aware of what their plan will cover while they are away from their usual healthcare providers. This is particularly important because benefits, costs, and access can vary significantly when receiving care outside of their designated network.

Traveling can lead to unexpected health issues, and without prior knowledge of coverage specifics, members might incur higher out-of-pocket costs or may find that certain services aren’t covered at all when they are away from their primary location. By verifying this information beforehand, members can make informed decisions on healthcare access while traveling, avoiding potential surprises that could affect their health and finances.

The other choices do not provide the necessary approach to ensure optimal healthcare coverage during travel. Notifying a primary care physician may be beneficial, but it does not address the necessity of understanding insurance coverage specifics. The option suggesting that members are always covered regardless of location overlooks the fact that many plans have restrictions based on provider networks. Lastly, canceling their plan is not a practical solution, as it could leave members without health coverage when they need it