What is the primary purpose of Anthem Medicare Advantage plans?

The primary purpose of Anthem Medicare Advantage plans is to provide additional coverage beyond what Original Medicare offers. These plans are designed to enhance the existing benefits that are provided under Original Medicare, which covers hospital and medical services but does not include certain types of coverage, such as vision, dental, and hearing services.

By enrolling in a Medicare Advantage plan, beneficiaries often gain access to a wider range of healthcare benefits and services, potentially including wellness programs, caregiver support, and more comprehensive preventative services. This supplemental approach enables beneficiaries to have a more rounded healthcare experience without completely displacing the foundational benefits of Original Medicare.

While some individuals might mistakenly think that these plans replace Original Medicare or limit access to specific services, that's not accurate. Medicare Advantage plans operate as an alternative but still follow the guidelines set by Medicare. Additionally, they are not exclusively designed for those with low income; they are accessible to anyone who qualifies for Medicare, regardless of income level. This makes the original statement about the primary purpose of Medicare Advantage plans, offering additional coverage, the most accurate.