What is one advantage of choosing a Medicare Advantage plan over Original Medicare?

Choosing a Medicare Advantage plan over Original Medicare can offer several advantages, one of which is the coverage of services not included in Original Medicare.

Original Medicare primarily covers hospital stays (Part A) and outpatient services (Part B), but it does not include certain benefits such as routine dental, vision, hearing, or wellness programs. Medicare Advantage plans, which are offered by private insurance companies, often provide comprehensive benefits that can include these additional services. This is a significant advantage for beneficiaries who are looking for more extensive healthcare coverage and want to reduce out-of-pocket costs for services that Original Medicare does not cover.

Other considerations, such as cost and coverage restrictions, vary between individual plans and may not universally apply. Therefore, while some plans may offer lower costs or specific benefits, the unique addition of comprehensive services in Medicare Advantage plans is a marked benefit that aligns closely with many beneficiaries' healthcare needs.