What is a Special Needs Plan (SNP) offered by Anthem?

A Special Needs Plan (SNP) offered by Anthem is specifically designed to address the unique health care needs of individuals who have certain chronic conditions, are eligible for both Medicare and Medicaid, or are residing in a long-term care facility. These plans provide tailored benefits and services that reflect the needs of the targeted populations, offering more personalized and coordinated care compared to standard Medicare Advantage plans.

The focus of SNPs is to ensure that those with specific health challenges receive the appropriate coverage and additional support that addresses their unique circumstances, which can help improve health outcomes and overall quality of care. This includes specialized treatments, medications, and care coordination services that are particularly beneficial for members with complex health issues.

In contrast, general health care plans do not cater to particular diagnoses or conditions, short-term insurance plans are not designed for long-term chronic needs, and traditional Medicare offers a more standardized approach without the tailored support that SNPs provide.