What is a distinguishing feature of a PPO plan?

A distinguishing feature of a Preferred Provider Organization (PPO) plan is that it typically offers lower costs when members use in-network doctors and providers. This is a significant aspect of PPO plans as they allow members the flexibility to choose healthcare providers while incentivizing them to utilize providers within the network.

In PPO plans, when members select in-network providers, they often benefit from reduced co-pays and coinsurance, which makes healthcare more affordable. This balance of flexibility and cost-effectiveness helps members manage their healthcare expenses while still having the option to seek care from out-of-network providers, albeit at a higher cost.

While some aspects like network flexibility and costs could be seen as attractive features of PPO plans, the emphasis on lower costs for in-network services distinctly highlights how PPO plans are structured to incentivize the use of these providers.