True or False: Members of Medicare Advantage plans can see any doctor without restrictions.

The statement that members of Medicare Advantage plans can see any doctor without restrictions is false because it varies based on the type of plan and its network. Medicare Advantage plans typically operate within specific networks of doctors and healthcare providers. This means that if a member wants to receive the full benefits of their plan, they generally need to use providers who are part of that network.

Some Medicare Advantage plans, such as Health Maintenance Organizations (HMOs), require members to choose a primary care physician and may need referrals for specialist visits. Other types of plans, like Preferred Provider Organizations (PPOs), may offer more flexibility, allowing members to see out-of-network providers but often at a higher cost.

Understanding these nuances is critical for members to maximize their benefits and ensure they are following the rules of their specific plan. Hence, recognizing that access to doctors can be restricted by the plan's structure and network is essential for members navigating their healthcare options.